Terms & Conditions

These Terms and Conditions ("Terms") govern your use of the Midwest Balanced Books website ("Site") and the services provided by Midwest Balanced Books ("Services"). By accessing or using our Site or Services, you agree to abide by these Terms. If you do not agree to these Terms, please refrain from using our Site and Services.

​

1. Use of Site and Services

1.1. Access: You must be at least 18 years old to access or use our Site and Services. By accessing or using our Site and Services, you represent and warrant that you are at least 18 years old.

 

1.2. Account: Some features of our Services may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

 

1.3. Prohibited Activities: You agree not to engage in any of the following prohibited activities:

• Violating any applicable laws, regulations, or third-party rights.

• Interfering with or disrupting the integrity or performance of our Site or Services.

• Attempting to gain unauthorized access to our Site, Services, or computer systems.

• Impersonating any person or entity, or falsely stating or misrepresenting your affiliation with a person or entity.

• Collecting or harvesting any information from our Site or Services without our consent.

 

2. Intellectual Property

2.1. Ownership: All content and materials available on our Site and Services, including but not limited to text, graphics, logos, images, and software, are the property of Midwest Balanced Books or its licensors and are protected by intellectual property laws.

 

2.2. License: Subject to these Terms, Midwest Balanced Books grants you a limited, non-exclusive, non-transferable license to access and use our Site and Services for your personal or internal business purposes.

 

3. Disclaimer of Warranties

3.1. As Is: Our Site and Services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

 

3.2. No Guarantee: Midwest Balanced Books does not guarantee the accuracy, completeness, timeliness, or reliability of any content or information available on our Site or through our Services.

 

4. Limitation of Liability

4.1. Exclusion of Liability: To the fullest extent permitted by law, Midwest Balanced Books shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, data, or business opportunities.

 

4.2. Total Liability: In no event shall Midwest Balanced Books' total liability to you for all claims arising out of or related to these Terms or your use of our Site and Services exceed the amount paid by you, if any, for accessing or using our Services.

 

5. Governing Law and Dispute Resolution

5.1. Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Iowa, without regard to its conflict of law principles.

 

5.2. Dispute Resolution: Any dispute, controversy, or claim arising out of or relating to these Terms or the breach thereof shall be resolved through arbitration administered by a mutually agreed-upon arbitrator in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

 

6. Changes to Terms

Midwest Balanced Books reserves the right to update or modify these Terms at any time without prior notice. By continuing to access or use our Site and Services after such changes, you agree to be bound by the updated Terms.

 

7. Contact Us

If you have any questions, concerns, or requests regarding these Terms or our Services, please contact us at the information found in the footer, or our contact form (found in the footer).